Best Free Finance Software of 2026 - Page 9

M-PESA stands out as the leading mobile money service in Africa and ranks as the continent's foremost fintech platform. Its widespread use as a payment method is favored by both individuals with bank accounts and those without, thanks to its high level of security and unmatched ease of use. The service caters to millions of people who possess mobile phones yet lack traditional banking access or have limited banking options. Currently, M-PESA serves over 51 million customers in seven African nations, offering them a reliable, secure, and affordable means to send and receive funds, recharge airtime, settle bills, receive salaries, access short-term loans, among other functions. To start using the service, customers visit authorized agents, typically small mobile phone kiosks or various retailers, like barbershops and bakeries, where they can trade cash for electronic money. After registering, users can easily send money to family and friends across the nation, making financial transactions more accessible than ever. This innovative service continues to transform the financial landscape, enhancing the economic lives of its users significantly.

Handling finances can be challenging, but you don’t have to tackle it on your own. Rocket Money helps you enhance your savings, reduce unnecessary spending, gain a comprehensive view of your financial situation, and regain authority over your economic life. Say goodbye to unwanted subscriptions forever; Rocket Money swiftly identifies and monitors your subscriptions for you. With the assistance of your personal concierge, you can easily cancel any services that no longer serve you. You'll receive a clear and simple breakdown of your financial activities, allowing you to understand where your money goes and how to make improvements. Important notifications will keep you informed of events that require your attention, ensuring you’re never taken by surprise. By activating autopilot, you can save money effortlessly without having to think about it. Rocket Money adapts to your financial habits, ensuring the right amount is saved at the optimal times while helping you avoid costly overdraft fees. You also have access to your complete credit report and history, with alerts for any significant changes that could affect your credit score. Additionally, our concierge will pinpoint bills that have the potential to be reduced and negotiate the best available rates on your behalf, allowing you to focus on what truly matters. Managing your finances effectively has never been easier with the support of Rocket Money.

Download historical and current market data for stocks and options, futures and forex, indices and more. Access data programmatically with the Market Data REST API, or use the Google Sheets and Microsoft Excel Add-ons for data downloads into your spreadsheets. Market Data was built for active traders and is the only API/data platform that provides everything you need: financial data, backtesting, technical and fundamental analysis, and much more. Get started for free. No credit card is required. Google Sheets Add-On allows you to add data queries directly into your formulas for real-time updates as the market changes. You can access the data you need on any spreadsheet platform. Market Data offers CSV data downloads that are compatible with Excel, Numbers and Open Office. A simple formula allows you to import prices from 15+ years into your spreadsheets.

KMyMoney is a versatile personal finance manager designed for various platforms, built using KDE frameworks, perfect for both desktop and notebook users. It allows individuals to meticulously manage their financial activities by offering a comprehensive set of financial tools and features. Aiming to be the most user-friendly open-source personal finance application, KMyMoney caters particularly to those who may not be technically inclined. The software includes essential functionalities typically found in commercial personal finance managers, and we are continually working on planning, testing, and introducing new features to address a wide range of financial tasks. By employing well-established double-entry accounting principles, KMyMoney ensures that your financial records are accurate and reliable, thus promoting better financial management. Furthermore, the application’s user interface is designed to be intuitive, making the process of financial tracking even easier for everyone.

Marionette.dev is the best software solution for Financial Technologies Services. It includes the following services: eBanking - Digital Asset Storage Wallets - Crypto and Fiat Swap Platforms - Crypto and Fiat Exchange Platforms - Investment platforms - Donation Platforms - Tokenization Platforms - Payment Processing and Conversion platforms Marionette.dev is an accounting engine that was developed on the premises of modern digital banking systems and ledger records. Marionette is compatible with other Web3, DeFis, CeFis, DAOs, and other innovations inspired from Blockchain Technology.

Managing expense records has never been easier; simply snap a photo of your receipt or document and enjoy peace of mind. You can easily frame or attach the image, while the app handles the rest, utilizing our advanced OCR algorithm to analyze the content and produce clear, user-friendly graphs. The convenience of having all your financial information at your fingertips is unmatched, enabling you to save both time and money during reporting and reconciliation processes. Instant data interpretation is available on an intuitive dashboard, with the capability to export everything to your management system with just a few taps. Transitioning to digital documents not only streamlines your workflow but also significantly decreases paper usage, positively impacting the environment. Over the course of a year, an individual user can help cut down paper consumption by as much as 1 kg, while a mid-sized business can save up to 10 kg. With smart filters and a versatile dashboard, you can meticulously analyze every detail of your expenses. Additionally, the app allows you to create and share a comprehensive multipage PDF document with anyone directly from its interface, making financial management even more efficient. This seamless integration of technology into everyday finance empowers users to take control of their spending effortlessly.

Allow us to take care of your invoicing needs, so you can dedicate your time to what truly counts for your business. Generate sleek and professional invoices in mere seconds, all while keeping everything organized in a single location. By utilizing our service, you can easily create and distribute invoices to clients for completed tasks, ensuring you receive payments more promptly. Our system is built to seamlessly integrate with any existing infrastructure, enabling you to connect your website or app with the Invoiless API and kick off your invoicing process immediately. Invoiless is tailored for small to medium-sized businesses, freelancers, and developers who require a straightforward solution for creating, managing, and tracking all their invoices in one centralized platform. Enjoy an intuitive interface that simplifies the invoicing process, allowing you to consolidate every invoice from inception to completion. Additionally, you can engage with your customers directly from the invoice page, ensuring you are accessible when they need assistance. Instead of spending valuable time on customizing invoices, let us streamline the process for you. With Invoiless, managing your invoicing has never been easier or more efficient.

We automatically reserve the amounts you owe for both state and federal income taxes, covering quarterly payments as well as year-end obligations. When the time arrives to file your taxes, WorkMade manages the entire process seamlessly within the app. As you generate and spend funds for your business, the WorkMade application efficiently operates in the background, eliminating any uncertainty about when you'll receive your payments. WorkMade ensures you access your money quickly whenever necessary. You can effortlessly send and receive funds through various methods such as bank transfers, wire transfers, and check deposits. Plus, you can cash out your earnings without delay, allowing for immediate access to your hard-earned money. This streamlined approach gives you peace of mind while you focus on growing your business.

Verify 365 provides advanced client onboarding for law firms, estate agencies, accountants, and IFAs. Verify 365 allows you to be confident that your clients have been thoroughly vetted. This will save you time and reduce the risk of fraud. Verify 365 provides biometric verification to ensure that your clients are indeed who they claim to be. Verify 365 performs thorough ID checks including government-issued IDs and address verification. Our AML checks ensure your clients aren't on any financial crime watchlists. We also check the source of funds to make sure that your clients' money is legitimate. Verify 365 includes epayment and esignature capabilities to make the onboarding process quick and easy. Verify 365 supports more than 10,000 government-issued identification cards from over 200 different countries. Verify 365's global reach allows you verify clients from around the globe.

Engage with your employees, investors, and shareholders through Qapita, a comprehensive solution that simplifies the management of all equity-related issues from the founding phase to an initial public offering. The Qapita Platform enables companies to efficiently handle CapTables and ESOP programs in a digital format. Additionally, the Qapita marketplace offers innovative solutions to enhance liquidity for both shareholders and employees. By implementing structured liquidity programs and facilitating secondary transactions, it aims to provide ESOP holders and shareholders with better access to their investments. Qapita is committed to automating all equity processes in the private market through its advanced digital platform. It allows for a unified source of information shared among all stakeholders, ensuring transparency and fostering trust with potential investors. With the capability to run intricate simulations of funding rounds and exit strategies, the Qapita platform aids you in making informed decisions. Furthermore, our team of equity management experts is available to create tailored scenarios to meet your specific needs. This level of customization enhances the overall experience for users, ensuring that they are well-equipped to navigate the complexities of equity management.

Effortlessly managing and distributing cashless tips is not only simple and cost-effective but also enhances the overall tipping experience. You can conveniently send tips directly through credit cards and various digital payment platforms. Tips often serve as an overlooked yet valuable source of feedback, providing insights about service quality and staff performance. Our solution offers a seamless, paperless method for tipping that does not require any additional apps. Designed with customization in mind, every feature can be tailored to meet your specific needs. This platform is perfect for servers, bartenders, artists, and anyone else who relies on gratuities. For businesses or team leaders looking to create a digital tip jar for their employees, we have developed the ultimate tool to support both you and your staff. We encourage you to not only use our product but also share your experiences with us. By facilitating instant digital tips and donations from customers, you can easily gather feedback and reviews with each transaction. Manage all of your tips and associated data through a user-friendly dashboard, whether you work alone or collaborate with colleagues in TackPay's digital tip jars. Additionally, this innovative approach helps foster a sense of community and support among staff members.

Flowlance is a complete platform built for creators, coaches, and solopreneurs to quickly launch their own Creator Store and start selling digital products, services, and more. From templates and ebooks to coaching calls, it simplifies every step—making it easy to create offers, share them, and get paid. No tech experience. No messy tool stack. Just simplicity. Creators can build a sleek, fully customizable link-in-bio store, offer digital downloads, 1:1 sessions & more, and design landing pages that convert - fast. Flowlance also provides built-in tools for lead generation, a streamlined CRM to manage customers, and in-depth analytics to monitor progress. Clients can schedule sessions through a user-friendly calendar and pay securely with Stripe or PayPal. Everything a modern creator needs - packed into one simple platform.

Profit.com, a pioneering fintech, is reshaping trading analytics, financial analysis, and trading education. We empower traders and investors to make smart investments and maximize profitability. Profit.com, with its cutting-edge technology, experienced team and cutting-edge solutions is the ideal destination for those looking to gain a competitive advantage in the financial markets.

By organizing step challenges, you can actively engage present customers while drawing in new ones through step-based discounts, all the while simplifying the ESG reporting process and promoting the overall health of your organization. The Walk15 platform is the perfect solution to help you meet your company’s health and sustainability objectives. Design a challenge that involves over 50% of your workforce, and within just 15 minutes, you can receive a tailored steps challenge proposal. Because walking is a universally accessible activity that requires no special preparation, it makes it easy for everyone to participate. This initiative also fosters better communication among employees, whether they are in the same department or spread across different offices globally. Utilize Walk15 data to quantify your positive social impact and enhance your ability to engage current clients while attracting new ones with your innovative proposals. The #walk15 app is your constant companion, designed to be used anywhere without tracking your location, and it is available for free across all operating systems, compatible with most smartwatches. By leveraging these features, you can significantly boost employee morale and organizational cohesion.

Doocat Banking will take your customer experience to a new level! Doocat Banking is a solution that will help you migrate your banking services into the digital world, and it's tailored to your customers' needs. It can also be personalized for your bank. Doocat is an innovative multi-functional solution designed to elevate the customer experience. The application's intuitive design and smoothness will allow users to perform basic banking operations with just a few clicks.

TodayPay is a financial service based in Australia that offers interest-free cash advances for short durations, designed to assist individuals in managing unforeseen expenses that arise between pay periods. Users can easily obtain the TodayPay app from either the iOS or Android platforms, where they can sign up and create an account by submitting their personal details, including their name, address, email, and phone number. The app employs an AI system known as "Adam" to analyze the financial circumstances of users, taking into account their income and spending habits to assess their eligibility for a cash advance. Loans can be granted for either 7 or 14 days, with amounts available in increments of $100, $150, or $200, depending on the user's income level. Once a loan is approved, the chosen sum is promptly deposited into the user's bank account, typically within minutes. Repayment occurs automatically on the user's next payday, incorporating a fixed service fee of 5%. A significant aspect of TodayPay's service is that it does not perform credit checks, which allows users to maintain their credit scores without any negative impact. This feature makes TodayPay an appealing option for those seeking quick financial relief without the worry of credit repercussions.

Smart Clerk is an innovative AI tool that revolutionizes the way financial documents are converted into reports that are ready for bookkeeping, thereby enhancing financial management for small and medium enterprises. It efficiently processes both bank and credit card statements, automating the extraction of data, categorization of transactions, and creation of detailed financial reports, which eliminates the tedious task of manual data entry. Users can conveniently upload their statements directly onto the platform, where the AI adeptly manages various formats from any financial institution. The tool also allows for customizable transaction categorization to meet the unique needs of different businesses, and it offers intelligent suggestions for category selection, which is especially helpful for users unsure about how to classify their transactions. Furthermore, Smart Clerk improves vendor management by recognizing and matching vendor names, even when they are abbreviated, thereby enabling users to easily access balances, invoices, and transaction details all in one place. This comprehensive approach not only streamlines financial workflows but also empowers businesses to make informed decisions based on accurate and organized financial data.

LiquidPay offers a cutting-edge digital wallet solution that enhances consumer applications with a fully integrated e-wallet functionality. By effortlessly incorporating our embedded widgets, users can conduct seamless interoperable QR payments both domestically and internationally, in addition to facilitating real-time cross-border money transfers. Top-ups to Liquid Accounts are conveniently made through PayNow-linked bank accounts or Virtual Payment Addresses (VPAs), offering users an adaptable and convenient method for funding. With our API integration, peer-to-peer (P2P) real-time transfers abroad using PayNow become quick, cost-effective, and straightforward. Through the LiquidNet integration, users can make QR payments effortlessly, whether they are at home or traveling abroad, guaranteeing a fluid transaction experience. Additionally, users have the option to connect their debit and credit cards through Apple Pay or Google Pay, enabling QR payments using these cards as a source of funds. Overall, LiquidPay aims to redefine the way users manage their financial transactions, providing unmatched flexibility and convenience.

Raseed is a cloud-based billing and accounting software built to simplify day-to-day business operations for small and growing businesses. It combines invoicing, inventory management, POS, accounting, and marketing tools into one easy-to-use platform. Users can create professional invoices, quotations, and bills and instantly share them via WhatsApp or email for faster payments. Raseed supports GST-compliant billing, e-way bill generation, and direct GST return filing in multiple formats. Its inventory and barcode management features help businesses track stock, scan products, and manage sales efficiently across devices. Built-in payment reminders ensure timely collections and better cash flow management. The platform allows businesses to manage vendors and customers online through its web application. Raseed also provides flexible payment sharing options and detailed reporting for better financial visibility. With mobile and desktop access, teams can collaborate using multi-user functionality. Raseed makes billing faster, smarter, and more accessible for everyday business needs.

Penny, a Debit Corporate Mastercard integrated with an expense management application, simplifies expense management. The expense management app allows users to track employee usage and set spending limits. Employees can upload and capture receipts from every business transaction with Penny. Penny allows users to approve fund transfers and instantly transfer funds.

Justworks is a one-stop solution that owners, HR, and business leaders love to use. Justworks is not like other big-box software. They have a beautiful layout that categorizes the most important information for employees and employers. Justworks allows employees to enter their data directly from the app. This eliminates the need to use pen and paper. They can also set-up autopay and receive messages when scheduled payments are delivered. Administrators can manage benefits such as gym memberships, healthcare, and commuter benefits. It is also easy to reconcile the end of the year. This keeps records current for each employee and contractor to facilitate W-4s or 1099 delivery. Justworks makes administrative tasks easy with its automated system.

Since 1995, SurePayroll has been a leader in online payroll services for small businesses across the country. SurePayroll was the first SaaS payroll provider. It has since grown to be a household name in simple payroll, workers' compensation, and 401(k), as well as health insurance services. The company is backed by an award-winning U.S.-based customer service team. SurePayroll recently added HR services to its solution portfolio. SurePayroll is a trusted partner for a wide range of businesses, trusted advisors, and financial institutions, and offers co-branded and private-label solutions.

Automation can be both efficient and personal. Advanced automation solutions free up your time, allowing you to deliver more personalized service where it truly counts. LoanCirrus is designed to oversee and optimize every element of your lending operation. From comprehensive automation in customer onboarding and compliance to application processing, loan servicing, repayment collection, and insightful analyses and reporting, it covers all bases. You can craft distinctive lending products utilizing various interest calculation methods. A skilled team supports you through every phase, from concept to execution, ensuring you stay focused on your objectives. While some may have deviated from their path, LoanCirrus helps realign your goals. It also allows for seamless integration with external agencies for KYC, AML, and other regulatory requirements. Moreover, you have the option to automate documents either natively or through third-party integrations, enhancing your operational efficiency. This comprehensive approach ensures that your business is not just functional but also able to thrive in a competitive environment.

In search of a way to better manage your staff and business processes? BrightHR is the UK's best provider of HR software to make your working life that little bit easier. We've been on a mission to transform people management for businesses since 2015 and we're not stopping any time soon. Our range of innovative HR software provides a great framework for people management, whilst our health and safety guidelines and business support is invaluable to over 90,000 businesses globally. Our simple-to-use HR software allows businesses to manage staff holidays, overtime, sickness, and lateness in a click, and on the go with our handy mobile apps. We are a people business. The market moves quickly and so do we. We put the customer first, working hard and always looking ahead, purposefully innovating to ensure peace of mind. BrightHR is a digital HR manager, assisting companies with all aspects of people management. We give employers HR technology that’s easy to use, and advice that’s clear, practical, and jargon-free. We’re dedicated to providing end-to-end management support, from the initial talent search to helping manage employees and handling difficult decisio

Zebra BI allows you to create stunning reports and dashboards using powerful visualization tools within Power BI and Office. Our easy-to-use tools for creating meaningful, actionable and user-friendly reporting make it possible to deliver real insights in record time. Zebra BI can be imported into Power BI or Excel to create reports in minutes. Create actionable and understandable business reports and dashboards. Zebra BI visuals not only show you whether something is good, but also puts your data in the right perspective. You can better understand your company's performance by using advanced features like dynamic comments, focus modes, scaling groups, and drill-through. Zebra BI will simplify your data models and shorten your report dev time. Zebra BI simplifies your data models, and reduces the time it takes to develop reports.